CAPTIVATED HEALTH

Transform your health insurance plan expense into an asset on your balance sheet.

A Borislow-sponsored captive program that gives mid-market employers the cost control, transparency, and clinical support of large-company health plans — without the large-company headcount.

WHAT IS A CAPTIVE HEALTH SOLUTION?

Your Own Health Plan. Backed by a Group.

In today's fast-paced world, offering comprehensive healthcare benefits is crucial for attracting and retaining top talent. A partially self-funded solution shared by multiple employers allows businesses to take control of their healthcare costs while providing high-quality benefits to employees.

Owned and managed by its members, Captivated Health delivers innovative and customized solutions that cater to the unique needs of your workforce. With a focus on optimizing your company's health benefits strategy, it offers a tailored approach designed to enhance the value of your health plan.

  • Ownership and Control — Insure your risks and control your plan
  • Cost Containment — See savings when claims are lower than expected
  • Data Access — Make intelligent plan design changes with complete data
  • Best Practices — Share and mutually decide on future plan directions
BUILT ON FOUR KEY PRINCIPLES

It's what makes Captivated Health special.

Every decision we make - from plan design to clinical intervention - flows back to these four principles that define who we are and how we serve our members.

1

Members First

Every decision starts with what is best for the members of the captive. Your people, your outcomes, your results.

2

Consumerism

We empower employees to be active, informed consumers of their own healthcare - driving better decisions and lower costs.

3

Health & Wellbeing

Clinical intervention and proactive health management keep your workforce healthier and your claims lower.

4

Self-Governance

Members collectively own and govern the captive, sharing best practices and mutually deciding on future plan directions.

Making a Difference

Looking at the Impact of Captivated Health

Captivated Health offers more than just a solution to healthcare costs - we deliver a forward-thinking approach that adds real value to both your employees and your business. By leveraging innovative healthcare solutions, we help you navigate the evolving challenges of today’s benefits landscape, ensuring your company stays ahead while keeping the savings on your balance sheet and in your employees pockets.

Untitled design (23)

Healthcare Claims Trend

Our members have maintained a low healthcare claims trend of less than 5% over 10 years.

Untitled design (14)

Community Loss Ratio

Achieved an outstanding 94% loss ratio, 6% below expectations.

Untitled design (16)-1

Member Retention

95% member retention over our 10-year program (compared to the usual 70%).

Untitled design (18)-1

PBM Optimization

Reduced pharmacy spend by ~$50 per employee per month, improving prescription affordability.

Untitled design (17)

Stop-Loss Premium

Averaged a modest 7.8% stop-loss increase, well below the industry norm of 15–20%.

Untitled design (20)

National Reach

Captivated Health covers 30 organizations in 7 different states - and we're focused on even more growth!

Untitled design (19)

Captive Surplus

The program has seen a Captive Surplus of over $10 million dollars.

Untitled design (21)

Healthcare Reserves

Collectively, our members have built up an impressive $40 million in cash reserves on their balance sheets.

Untitled design (13)

2024 & 2025 Certified

Certified for "Excellence in Health Risk Management" by Berkley Accident and Health.

THE PROCESS

How Captivated Health Works

Four steps from assessment to ongoing optimization — with Borislow guiding every stage.

Assess

We analyze your current claims data, plan design, and risk profile to confirm you are a strong fit for the program.

Structure

You enter the captive alongside other vetted employers with matched risk profiles, realizing the purchasing power of a much larger group.

Manage

Borislow monitors your claims data, coordinates clinical intervention programs, and delivers monthly reporting so you always know where costs are going.

Optimize

At each annual renewal, we identify savings opportunities, refine your plan design, and ensure the program keeps delivering year over year.

Captive Excitement
WHO IT'S FOR

Built for Employers Who Are Ready to Take Control

Captivated Health works best for employers who are frustrated with year-over-year premium increases, have no visibility into what's actually driving their costs, and want a benefits strategy - not just a benefits vendor.

By leveraging innovative healthcare solutions, we help you navigate the evolving challenges of today's benefits landscape, ensuring your company stays ahead while keeping the savings on your balance sheet and in your employees' pockets.

  • 50-5,000 employees
  • Currently fully-insured or exploring self-funding for the first time
  • Committed to active benefits management and employee engagement
  • Looking for a long-term partner, not a one-time quote
LEARN MORE

Ready to dive in?

Visit the Captivated Health website for additional program details, resources, and employer case studies.

Let's Chat Visit CaptivatedHealth.com