.bi-cph{--cph-aca:#3b82f6;--cph-erisa:#4f46e5;--cph-cobra:#d97706;--cph-hipaa:#8b5cf6;--cph-tax:#ef4444;--cph-hr:#059669;--cph-medicare:#0ea5e9;--cph-other:#6b7280;--cph-radius:10px;--cph-card-bg:#fff;--cph-border:rgba(0,0,0,.08);--cph-text:#1a2332;--cph-muted:#5a6578;padding:80px 0 100px;position:relative}.bi-cph--bg-light{background:#f8f6f1}.bi-cph--bg-white{background:#fff}.bi-cph--bg-navy{background:var(--bi-navy,#002d5d);--cph-card-bg:hsla(0,0%,100%,.06);--cph-border:hsla(0,0%,100%,.12);--cph-text:#fff;--cph-muted:hsla(0,0%,100%,.65)}.bi-cph__header{margin:0 auto 48px;max-width:760px;padding:0 24px;text-align:center}.bi-cph__header .bi-ey{justify-content:center}.bi-cph__headline{color:var(--cph-text);font-family:var(--bi-fd,Georgia,serif);font-size:clamp(1.9rem,3vw,2.8rem);font-weight:700;line-height:1.15;margin:0 0 16px}.bi-cph--bg-navy .bi-cph__headline{color:#fff}.bi-cph__sub{color:var(--cph-muted);font-size:1.05rem;line-height:1.65;margin:0}.bi-cph__profile-wrap{margin:0 auto 32px;max-width:1200px;padding:0 24px}.bi-cph__profile{background:var(--cph-card-bg);border:1px solid var(--cph-border);border-radius:var(--cph-radius);box-shadow:0 2px 12px rgba(0,0,0,.06);padding:28px 32px 20px}.bi-cph__profile-grid{align-items:start;display:grid;gap:24px 32px;grid-template-columns:1fr 1fr 1fr 1fr}.bi-cph__profile-label{color:var(--cph-muted);display:block;font-size:.72rem;font-weight:700;letter-spacing:.12em;margin-bottom:10px;text-transform:uppercase}.bi-cph__req{color:var(--bi-green,#2d7a4f)}.bi-cph__select{appearance:none;background:#fff;background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='none' stroke='%236b7280' stroke-linecap='round' stroke-width='1.8' d='m1 1 5 5 5-5'/%3E%3C/svg%3E");background-position:right 12px center;background-repeat:no-repeat;border:1.5px solid var(--cph-border);border-radius:8px;color:var(--cph-text);cursor:pointer;font-size:.9rem;padding:10px 36px 10px 14px;transition:border-color .15s;width:100%}.bi-cph__select:focus{border-color:var(--bi-green,#2d7a4f);outline:none}.bi-cph__select--wide{max-width:320px}.bi-cph__toggle-group{display:flex;flex-wrap:wrap;gap:6px}.bi-cph__toggle{background:#fff!important;border:1.5px solid rgba(0,0,0,.18)!important;border-radius:100px!important;color:#5a6578!important;cursor:pointer!important;font-size:.78rem!important;font-weight:500!important;line-height:1.4;padding:6px 12px!important;transition:all .15s;white-space:nowrap}.bi-cph__toggle:not(.bi-cph__toggle--on):hover{border-color:var(--bi-green,#2d7a4f)!important;color:var(--bi-green,#2d7a4f)!important}.bi-cph__toggle--on{background:var(--bi-green,#2d7a4f)!important;border-color:var(--bi-green,#2d7a4f)!important;color:#fff!important}.bi-cph__toggle--on:hover{background:#236b40!important;border-color:#236b40!important;color:#fff!important}.bi-cph__profile-footer{align-items:center;border-top:1px solid var(--cph-border);display:flex;gap:12px;margin-top:16px;padding-top:16px}.bi-cph__show-all-btn{background:transparent!important;border:1px solid transparent!important;border-radius:100px!important;color:var(--cph-muted)!important;cursor:pointer;font-size:.8rem;font-weight:600;padding:6px 14px!important;text-decoration:underline;text-underline-offset:3px;transition:color .15s,background .15s,border-color .15s}.bi-cph__show-all-btn:hover{background:transparent!important;color:var(--cph-text)!important}.bi-cph__show-all-btn--on{background:var(--bi-green,#2d7a4f)!important;border-color:var(--bi-green,#2d7a4f)!important;color:#fff!important;text-decoration:none!important}.bi-cph__show-all-btn--on:hover{background:#236b40!important;border-color:#236b40!important;color:#fff!important}.bi-cph__renewal-simple{align-items:center;display:flex;flex-wrap:wrap;gap:16px}.bi-cph__renewal-simple .bi-cph__profile-label{margin-bottom:0;white-space:nowrap}.bi-cph__toolbar{align-items:center;display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;margin:0 auto 24px;max-width:1200px;padding:0 24px}.bi-cph__cats{display:flex;flex-wrap:wrap;gap:6px}.bi-cph__cat{background:#fff!important;border:1.5px solid rgba(0,0,0,.15)!important;border-radius:100px!important;color:#5a6578!important;cursor:pointer!important;font-size:.78rem!important;font-weight:600!important;line-height:1.4;padding:6px 14px!important;transition:all .15s}.bi-cph__cat:hover{opacity:.85}.bi-cph__cat--on{background:#1a2332!important;border-color:#1a2332!important;color:#fff!important}.bi-cph__cat--aca.bi-cph__cat--on{background:#0284c7!important;border-color:#0284c7!important}.bi-cph__cat--erisa.bi-cph__cat--on{background:#1e3a5f!important;border-color:#1e3a5f!important}.bi-cph__cat--cobra.bi-cph__cat--on{background:#b45309!important;border-color:#b45309!important}.bi-cph__cat--hipaa.bi-cph__cat--on{background:#7c3aed!important;border-color:#7c3aed!important}.bi-cph__cat--tax.bi-cph__cat--on{background:#dc2626!important;border-color:#dc2626!important}.bi-cph__cat--hr.bi-cph__cat--on{background:#166534!important;border-color:#166534!important}.bi-cph__cat--medicare.bi-cph__cat--on{background:#1d4ed8!important;border-color:#1d4ed8!important}.bi-cph__cat--other.bi-cph__cat--on{background:#6b7280!important;border-color:#6b7280!important}.bi-cph__view-btns{display:flex;gap:4px}.bi-cph__view-btn{align-items:center;background:#fff!important;border:1.5px solid rgba(0,0,0,.18)!important;border-radius:8px!important;color:#5a6578!important;cursor:pointer!important;display:flex!important;font-size:.8rem!important;font-weight:500!important;gap:6px;line-height:1.4;padding:7px 14px!important;transition:all .15s}.bi-cph__view-btn--on{background:#1a2332!important;border-color:#1a2332!important;color:#fff!important}.bi-cph__reminder{align-items:center;background:rgba(245,158,11,.1);border:1px solid rgba(245,158,11,.3);border-radius:8px;box-sizing:border-box;color:#92400e;display:flex;font-size:.85rem;gap:10px;margin-top:16px;padding:12px 16px}.bi-cph__reminder--hidden{display:none}.bi-cph__grid{display:grid;gap:12px;grid-template-columns:repeat(4,1fr);margin:0 auto;max-width:1200px;padding:0 24px}.bi-cph__month{background:var(--cph-card-bg);border:1px solid var(--cph-border);border-radius:var(--cph-radius);display:flex;flex-direction:column;min-height:160px;overflow:hidden}.bi-cph__month-hd{background:rgba(0,0,0,.02);border-bottom:1px solid var(--cph-border);color:var(--cph-muted);font-size:.72rem;font-weight:700;letter-spacing:.1em;padding:10px 14px;text-transform:uppercase}.bi-cph--bg-navy .bi-cph__month-hd{background:hsla(0,0%,100%,.04)}.bi-cph__month-body{display:flex;flex:1;flex-direction:column;gap:4px;max-height:220px;overflow-y:auto;padding:8px}.bi-cph__pill{border:none!important;border-radius:10px!important;color:#fff!important;cursor:pointer!important;display:block!important;line-height:1.3;overflow:visible;padding:10px 12px!important;text-align:left;transition:transform .15s,box-shadow .15s;white-space:normal;width:100%}.bi-cph__pill:hover{box-shadow:0 6px 16px rgba(0,0,0,.18);opacity:1;transform:translateY(-2px)}.bi-cph__pill-title{display:block;font-size:.82rem;font-weight:600;line-height:1.3}.bi-cph__pill-date{display:block;font-size:.71rem;font-weight:400;margin-top:3px;opacity:.82}.bi-cph__pill--aca{background:#3b82f6!important}.bi-cph__pill--erisa{background:#4f46e5!important}.bi-cph__pill--cobra{background:#d97706!important}.bi-cph__pill--hipaa{background:#8b5cf6!important}.bi-cph__pill--tax{background:#ef4444!important}.bi-cph__pill--hr{background:#059669!important}.bi-cph__pill--medicare{background:#0ea5e9!important}.bi-cph__pill--other{background:#6b7280!important}.bi-cph__list{background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:12px;margin:0 auto;max-width:1200px;overflow:hidden;padding:0 24px}.bi-cph__list-hdr{background:#f9fafb;border-bottom:1px solid rgba(0,0,0,.07);color:#9ca3af;display:grid;font-size:.68rem;font-weight:700;gap:16px;grid-template-columns:110px 120px 1fr 160px 64px 40px;letter-spacing:.12em;padding:12px 20px;text-transform:uppercase}.bi-cph__list-row{align-items:center;background:#fff!important;border:none!important;border-bottom:1px solid rgba(0,0,0,.05)!important;border-radius:0!important;box-shadow:none!important;cursor:pointer!important;display:grid!important;gap:16px;grid-template-columns:110px 120px 1fr 160px 64px 40px!important;margin-bottom:0!important;padding:15px 20px!important;text-align:left!important;transition:background .12s!important;width:100%!important}.bi-cph__list-row:last-child{border-bottom:none!important}.bi-cph__list-row:hover{background:#f0fdf4!important;box-shadow:none!important;transform:none!important}.bi-cph__list-date{color:#1a2332;font-size:.85rem;font-weight:700;line-height:1.3;white-space:nowrap}.bi-cph__list-date-sub{color:#9ca3af;display:block;font-size:.7rem;font-weight:400;margin-top:2px}.bi-cph__list-cat{align-items:center;display:inline-flex;font-size:.73rem;font-weight:600;gap:6px;letter-spacing:.02em;white-space:nowrap}.bi-cph__list-cat-dot{border-radius:50%;flex-shrink:0;height:8px;width:8px}.bi-cph__list-title{color:#1a2332;font-size:.9rem;font-weight:600;line-height:1.35}.bi-cph__list-badge{border-radius:100px!important;display:inline-block;font-size:.68rem!important;font-weight:700!important;letter-spacing:.05em;padding:4px 10px!important;text-transform:uppercase;white-space:nowrap}.bi-cph__list-badge--mandatory{background:rgba(0,45,93,.08)!important;color:#002d5d!important}.bi-cph__list-badge--advisory{background:rgba(22,101,52,.08)!important;color:#166534!important}.bi-cph__list-risk{align-items:center;display:flex;justify-content:center}.bi-cph__risk-dot{border-radius:50%;display:inline-block;height:10px;width:10px}.bi-cph__risk-dot--none{background:#d1d5db}.bi-cph__risk-dot--low{background:#22c55e}.bi-cph__risk-dot--medium{background:#f59e0b}.bi-cph__risk-dot--high{background:#ef4444}.bi-cph__list-arrow{align-items:center;color:#d1d5db;display:flex;justify-content:center;transition:color .12s}.bi-cph__list-row:hover .bi-cph__list-arrow{color:#6b7280}.bi-cph__empty{color:var(--cph-muted);margin:0 auto;max-width:1200px;padding:60px 24px;text-align:center}.bi-cph__empty svg{margin-bottom:12px;opacity:.4}.bi-cph__empty p{font-size:.95rem;margin:0}.bi-cph__backdrop{background:rgba(0,0,0,.5);inset:0;opacity:0;pointer-events:none;position:fixed;transition:opacity .2s;z-index:900}.bi-cph__backdrop--open{opacity:1;pointer-events:all}.bi-cph__modal{background:#fff;border-radius:16px;border-top:4px solid var(--bi-navy,#002d5d);box-shadow:0 24px 80px rgba(0,0,0,.25);display:flex;flex-direction:column;left:50%;max-height:88vh;opacity:0;pointer-events:none;position:fixed;top:50%;transform:translate(-50%,-48%);transition:opacity .2s,transform .2s;width:min(660px,calc(100vw - 32px));z-index:901}.bi-cph__modal--open{opacity:1;pointer-events:all;transform:translate(-50%,-50%)}.bi-cph__modal-close{align-items:center;background:rgba(0,0,0,.06)!important;border:none!important;border-radius:50%!important;color:#6b7280!important;cursor:pointer;display:flex!important;flex-shrink:0;height:36px;justify-content:center;padding:0!important;position:absolute;right:16px;top:16px;transition:background 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